Roth Ira Contribution Limits 2025 Tsp. 1 for the second straight year, the contribution limits for 401 (k)s, 403 (b)s, eligible 457s, and. For example, if i had $5,000 of earned income in 2024, i can’t contribute more than that amount to an ira, even though the 2024 contribution limit is $7,000 (plus another $1,000.

The annual employee contribution (also called elective deferral) limit for 401 (k), 403 (b), 457 and tsp plans is up $500 from $23,000 in 2024 to $23,500 for 2025. For example, if i had $5,000 of earned income in 2024, i can’t contribute more than that amount to an ira, even though the 2024 contribution limit is $7,000 (plus another $1,000.